Course Overview

Welcome to the Buyer Builder Academy: Your Blueprint for Credit and Homeownership Success!

Start here to unlock everything you need to know to build and protect your credit, qualify for homeownership, and confidently navigate each step of the home buying process. This Academy is carefully designed to take you from understanding the foundations of homeownership all the way through to mastering creative financing and closing on your dream home. Here’s what’s inside:

• Foundations of Homeownership Discover the basics of homeownership, from the benefits of buying versus renting to the steps involved in purchasing a home. This module sets the stage for your journey.

• Buyer Builder Academy Credit Guide Dive deep into the world of credit with our comprehensive guide. Learn how credit works, its impact on your home buying power, and how to start building or rebuilding your credit.

• Buyer Builder Academy Printable Digital Guide This digital guide will be your roadmap, complete with credit tips, letter templates, and practical advice to help you stay organized and track your progress as you reach new milestones.

• Lesson 2: Understanding Your Credit Score Get a clear understanding of what makes up a credit score, how each component is calculated, and what you can do to boost your score and improve your chances of qualifying for a loan.

• Lesson 3: Dispute Learn the process of disputing errors on your credit report, including actionable steps, sample dispute letters, and tips to keep your credit report accurate.

• Steps to Take If Your Identity Was Stolen Know what to do if identity theft occurs, including immediate steps to take, agencies to contact, and long-term strategies for protecting your credit and personal information.

• Bring Down High Balances and Build New Credit Strategies to tackle high balances, reduce debt, and start building new credit responsibly to improve your overall credit profile.

• Down Payment Assistance Programs Explore available assistance programs to help with your down payment. This section covers qualifying criteria and details on both state and federal programs.

• Pros and Cons of Down Payment Assistance Weigh the benefits and drawbacks of using down payment assistance programs so you can make an informed decision based on your financial goals.

• Strategic Financing and Creative Solutions Get introduced to alternative financing options like seller financing, rent-to-own, and private lending—solutions that could be the key to homeownership for unique situations.

• Home Search, Appraisals, Inspections, and Closing Costs Find out what to expect when searching for a home, understanding appraisals, managing inspections, and preparing for closing costs—all crucial steps in your homeownership journey.

• What’s Next? As you reach the end of this Academy, explore additional resources, opportunities to continue learning, and ways to stay connected with our community.

Each section in the Academy is tailored to empower you with knowledge, actionable steps, and resources to confidently move toward homeownership. You’ll gain insights into budgeting, credit building, and various financing options, and be equipped to make informed decisions every step of the way.